VA Loan Education & Insights
Expert guides, industry updates, and everything you need to know about VA home loans — written by the people who know them best.
Press Release: Vetted VA Appoints Gay Veale as Chief Experience Officer
Vetted VA Names Gay Veale as Chief Experience Officer to Elevate Member Engagement and Operational Excellence
VA Loan will be ineligible for a Funding Fee Refund if…
Update On June 23rd, 2022 a new circular Circular 26-22-12 added to Circular 26-22-02, published on January 6. Circular 26-22-12 is crystal clear, the update pertains to pre-discha…
Family Savings Strategies: How to Save Money Together for Short- and Long-Term Goals
Whether your family is just you and your partner, a household with children, or multigenerational, every family has short-term and long-term financial goals. One of the most effect…
Debt Snowball vs. Avalanche: How Veterans Can Reduce Debt and Prepare for a VA Loan
The VA Lender’s Handbook (VA Pamphlet 26-7, Chapter 4) explains that lenders must review a borrower’s credit, monthly obligations, and residual income—the amount left over after pa…
Retirement Planning and VA Loans: A Guide for Veterans and Military Families
Many Americans dream of the day they can retire, but figuring out “how much is enough” can feel overwhelming. For veterans and military families, retirement planning has an extra l…
How to Build an Emergency Fund: A Smart Financial Strategy for Military Families
Why You Need an Emergency Fund If your car broke down tomorrow and you faced a $1,000 repair bill, could you pay it out of pocket? If not, you’re in good company. A recent Bankrate…
The Standard Purchase VA Loan
VA Loan Requirements Before we get into the standard purchase, we need to remind ourselves of some of the basic eligibility requirements to participate in the VA home loan program.…
How your credit score may INCREASE significantly
Do Sellers Really Avoid VA Offers? The Truth Behind the VA Loan Bias Myth
Imagine there are five offers on a home. The highest offer comes from a VA buyer, but another offer is conventional with a 30% down payment. Some listing agents see that and think,…
Understanding VA Appraisals: Myths, Minimum Property Requirements, and Tidewater Explained
Why VA Appraisal Problems Usually Come from Misinformation Most issues that come up during a VA home loan stem from misinformation, not the program itself.
VA Appraisal vs. Home Inspection: What Veterans Need to Know Before Buying a Home
A VA appraisal determines the property’s fair market value and ensures it meets the VA’s Minimum Property Requirements (MPRs) — meaning the home must be safe, sound, and sanitary (…
Understanding the VA Loan Estimate: How to Read It and Avoid Common Mistakes
Vetted VA Live: Understanding the Loan Estimate Buying a home with your VA loan benefit is one of the biggest financial moves you’ll make — and it starts with a simple but powerful…
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