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VA Loan Education & Insights

Expert guides, industry updates, and everything you need to know about VA home loans — written by the people who know them best.

Press Release: Vetted VA Appoints Gay Veale as Chief Experience Officer

Press Release: Vetted VA Appoints Gay Veale as Chief Experience Officer

Vetted VA Names Gay Veale as Chief Experience Officer to Elevate Member Engagement and Operational Excellence

Barbara Martin · June 4, 2025
VVA

VA Loan will be ineligible for a Funding Fee Refund if…

Update On June 23rd, 2022 a new circular Circular 26-22-12 added to Circular 26-22-02, published on January 6. Circular 26-22-12 is crystal clear, the update pertains to pre-discha…

Barbara Martin · August 9, 2023
Family Savings Strategies: How to Save Money Together for Short- and Long-Term Goals

Family Savings Strategies: How to Save Money Together for Short- and Long-Term Goals

Whether your family is just you and your partner, a household with children, or multigenerational, every family has short-term and long-term financial goals. One of the most effect…

Barbara Martin · May 9, 2023
Debt Snowball vs. Avalanche: How Veterans Can Reduce Debt and Prepare for a VA Loan

Debt Snowball vs. Avalanche: How Veterans Can Reduce Debt and Prepare for a VA Loan

The VA Lender’s Handbook (VA Pamphlet 26-7, Chapter 4) explains that lenders must review a borrower’s credit, monthly obligations, and residual income—the amount left over after pa…

Barbara Martin · May 8, 2023
Retirement Planning and VA Loans: A Guide for Veterans and Military Families

Retirement Planning and VA Loans: A Guide for Veterans and Military Families

Many Americans dream of the day they can retire, but figuring out “how much is enough” can feel overwhelming. For veterans and military families, retirement planning has an extra l…

Barbara Martin · May 1, 2023
How to Build an Emergency Fund: A Smart Financial Strategy for Military Families

How to Build an Emergency Fund: A Smart Financial Strategy for Military Families

Why You Need an Emergency Fund If your car broke down tomorrow and you faced a $1,000 repair bill, could you pay it out of pocket? If not, you’re in good company. A recent Bankrate…

Barbara Martin · April 26, 2023
VVA

The Standard Purchase VA Loan

VA Loan Requirements Before we get into the standard purchase, we need to remind ourselves of some of the basic eligibility requirements to participate in the VA home loan program.…

Barbara Martin · December 6, 2022
VVA

How your credit score may INCREASE significantly

Barbara Martin · November 21, 2022
VVA

Do Sellers Really Avoid VA Offers? The Truth Behind the VA Loan Bias Myth

Imagine there are five offers on a home. The highest offer comes from a VA buyer, but another offer is conventional with a 30% down payment. Some listing agents see that and think,…

Barbara Martin · November 14, 2022
Understanding VA Appraisals: Myths, Minimum Property Requirements, and Tidewater Explained

Understanding VA Appraisals: Myths, Minimum Property Requirements, and Tidewater Explained

Why VA Appraisal Problems Usually Come from Misinformation Most issues that come up during a VA home loan stem from misinformation, not the program itself.

Barbara Martin · November 9, 2022
VVA

VA Appraisal vs. Home Inspection: What Veterans Need to Know Before Buying a Home

A VA appraisal determines the property’s fair market value and ensures it meets the VA’s Minimum Property Requirements (MPRs) — meaning the home must be safe, sound, and sanitary (…

NathanK · May 18, 2022
VVA

Understanding the VA Loan Estimate: How to Read It and Avoid Common Mistakes

Vetted VA Live: Understanding the Loan Estimate Buying a home with your VA loan benefit is one of the biggest financial moves you’ll make — and it starts with a simple but powerful…

NathanK · May 13, 2022